nobody goes bankrupt because people dont buy cds. artists can afford to have some people not buy their cds. they may live off of like 3000000000 million dollars but they could definitely survive with much less (duh, most of us do).
but yah, you get cover art and all that stuff, plus i'd just rather support the band anyway.
then again, artists get a lot of money from touring too. so whatever. i'd still rather own the cd.